General Business Insurance

As experts in business ourselves, we’ve learned just how specialized your business is to you…and how specialized your coverage needs may be. As Independent Agents, we are positioned to offer you the very best coverage for your requirements, and want to discuss your needs with you. The list below is a small sampling of the types of coverage we can provide for your business.

Our business insurance products:

Property and Casualty: Need to cover equipment, buildings, landscaping, computers, inventory, goods in transit, or valuable papers? Call us to create the right solution for you.

Liability: This type of insurance covers bodily injury, damage to property of others, personal or advertising injuries, errors and omissions, and much more. We can talk with you about your specific needs.

Worker’s Comp
Worker’s comp policies cover a wide range of services, including lost wages compensation, legal defense costs, and other specialized situations arising from employee injury.

Commercial Auto
Your commercial auto must be covered, but policies may also include coverage for employees using personal vehicles, rental car costs, and lease-gap coverage. Let us create the right solution for you.

Marine
Don’t think you need Marine insurance? Well, just about all businesses do. Especially if you regularly work with tools or contractor-related equipment, transport goods, use electronic equipment, or own unique property that’s hard to value.

Group Health
Your employees are one of your greatest assets. By providing group health insurance, you can attract and retain the ideal employees for your organization. We’ll work with you to find the right plans, at the right price.

Don’t forget to refer your employees to Time Insurance…we also offer personal lines of insurance through our agency, and can help your employees with auto, homeowners, renters, and individual health policies