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Your home is likely the most expensive "thing" on your list, it is also your most important investment. You need a local insurance agent that knows your needs and the best way to protect your home with the perfect homeowners insurance policy. Homeowners insurance provides financial protection against disasters, such as fire, wind, hail, water damage, theft, and personal liability. A standard policy insures the home itself and the things you keep in it.

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Floor to ceiling protection for your home and everything and one inside of it. 

Homeowners insurance is a form of property insurance that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. The policy usually covers four kinds of incidents on the insured property: interior damage, exterior damage, loss or damage of personal assets/belongings, and injury that occurs while on the property. 

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What does Homeowner's Insurance Cover?

Every standard homeowners insurance policy includes the same six coverages that protect your home and personal belongings from theft, vandalism, and damage by a covered peril like fire, lightning, wind, and hail. Homeowners insurance also covers living expenses you incur if you need to live elsewhere while your home is being repaired. And the liability portion of your homeowners insurance policy protects all of your financial assets in the event someone is injured or their property is damaged while at your home and they sue you for damages.

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