10 New Year's Intentions for Your Insurance
Whether you're dreaming of starting a business or planning to run a half marathon, 2022 is a great time to set goals! And, though you may be focused on tackling your new challenges, the new year can also be a great time to evaluate your insurance needs to make sure you’re on track for the upcoming year. As we all know, a year can change many aspects of our lives. When you reflect on the last twelve months, you might realize that some of those changes could greatly affect your insurance needs. John's list of insurance-focused New Year’s intentions is meant to help you set things in motion and head into the year with confidence knowing you’re properly protected — because even though you can’t always plan for the unexpected, you can be prepared.
Did you get or give jewelry for Christmas? Jewelry has a very limited amount of coverage on your home insurance and every time you add something you should have a conversation with your insurance agent about whether or not you should specifically list the jewelry on your home policy.
Putting your boat, ATV, and all other toys in storage now is a great way to keep these items covered and protected during the harsh winter months. Now is also a great time to review those to make sure you have everything listed on your home and auto policies. These items don’t have automatic coverage so you need to review them with your agent.
A question to ask yourself…what items changed in 2021 that might mean you need to review your life insurance coverage? Or what events are going to happen in 2022 that would require more life insurance coverage?
Are you going to be ready for healthcare this coming year? Buying healthcare coverage can be confusing the first time so make sure you plan ahead and talk to a representative early enough and gets all the details.
Did you improve your home during the quarantine? As a stipulation of your home insurance, you are required to let your insurance company know any time you improve your home by more than 10% of its value. So…if you did some remodeling maybe you should give us a call.
During the quarantine did you reduce the usage of your cars? Most companies rate the cost of your auto insurance by how much you drive and if you are working from home you could save a few dollars a year.
Are there new discounts you may be eligible for? If you changed jobs or finished a degree you may be eligible for an additional discount on your home and auto insurance. More and more companies are trying to find discounts to help attract and keep new clients so let us know about any major changes in your life.
What new coverages are available? Each year insurance companies come out with new and different coverages to try and separate themselves from the competition. While not all of them apply to everyone there are some that are very good coverages for low premium cost.
When Is the last time you reviewed your coverage? Do you understand all of the coverages or are you just paying the bills and hoping you have the right stuff. Time Insurance Agency can help you get re-educated, so give us a call today!
Lastly, don’t forget to have us provide you with quotes for your insurance. We have a number of companies that are very competitive and provide great value to our customers.
Built in 1974 near Amarillo, it is the product of eccentric helium millionaire Stanley Marsh in collaboration with The Ant Farm, a San Francisco art collective. It has become a destination for over 2 million visitors a year and guests are strongly encouraged to visit at all hours and graffiti on the cars.
Gallery & workshop of local Huntsville artist David Adickes, who is known for oversize sculptures & busts of Presidents. Tour the workshop and see his massive sculptures upclose.
Located on the West Side of San Antonio, the intricate mosaic pops to life in a half relief and features an eternal flame on top, giving it the appearance of the saint-adorned votive candles seen all throughout Catholic culture.